Event Insurance Archives

20 Jun

How To Know When You Should Cancel Your Event

To cancel your event, or to not cancel your event… that is the question. There are many situations in life we can predict. Parents and caretakers especially tend to have a sixth sense that can make them appear borderline psychic even. Nevertheless, one inevitable truth is that life happens. Good or bad, destiny or misfortune, we can’t predict everything life throws our way. Event planning, dating back from forever, has often been given the short end of the stick when life decides to hit the hardest. Fortunately, we have the top 3 heavy hitters that should prompt your sensors to consider canceling your event. In addition, we have advice on how to be among the six-sense party and disaster-proof your event to dull the blunt force of life. Death Or Life-Threatening Sickness Who could forget the poor 22-year-old from Texas who lost his bride a few short months before the wedding? His [...]

By Camisha Ballard Event Insurance 0 Comments Read more...

23 May

Vendor Liability Coverage for Fair Concessionaires

After COVID-19 shut down fair and carnival season last year, vendors are ready to be back at it this summer. Yet, not everyone is as prepared as they could be. Did you know that your standard business liability insurance only protects you from so much? For instance, it protects you if someone breaks into your booth and steals your laptop, but it doesn’t protect you from any of the following scenarios. Someone breaking an ankle and tripping over your cables. You accidentally break a fixture that belongs to the fair or event grounds. These scenarios are coincidences, but these types of accidents can happen, especially in a chaotic environment. To protect yourself against any costly events, you need vendor liability coverage. Here’s what you need to know. What is Vendor Liability Coverage? Vendor liability coverage protects you against any claims and lawsuits that can result from your participation in a public event. Any business [...]

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26 Apr

How to Use Our Online Application

Our Goal: Create an easy to use, online event insurance application so you can purchase event insurance within minutes. We want you to have one less thing to worry about when planning your event! As easy as it is to fill out our online application, we want to outline the process from quote to bind. Step 1: Get A Quote Online Online Instant Quote Calculator As soon as you type in our web address www.eventsured.com, you’ll see our online price quote displayed on our home page. With a few clicks and information, you’ll receive a quote in minutes. We will need to know the following about your event Event or Vendor TypeEvent Location StateNumber of AttendeesEvent Start DateEmail Address Once you click the red “Get Instant Quote” button, you’ll instantly see your event insurance quote displayed. Our liability quotes start off with our basic coverage limits. Our cancellation quotes will ask for your estimated wedding [...]

By Madison Gallagher Event Insurance event cancellation, event insurance, special event liability 0 Comments Read more...

25 Apr

The Benefits of No Deductible Policies

If you have ever purchased insurance, you may have heard the term ‘deductible’ before. Deductibles have been an essential part of the insurance contract for many years, and it works in the same manner for event insurance policies. Understanding the role deductibles play when insuring your event is an important part of getting the most out of your policy. What is a Deductible? By purchasing insurance you are asking the insurance company to “have your back” if you suffer damages that could hurt you financially, so think of deductibles as sharing the risk between yourself and the insurer. A deductible is the amount of money that you are responsible for paying toward an insured loss. When a disaster strikes at your event, the amount of the deductible is subtracted or “deducted” from your claim payment. After you meet your deductible, your insurer starts paying the remaining portion of the claim. For [...]

By Camisha Ballard Event Insurance 0 Comments Read more...

15 Mar

Calling Off Your Wedding: Everything You Need To Know

Research shows that there are over 115,000 weddings per day worldwide. The average engagement is 12-18 months long and about 20% of all weddings are called off after engagements. There could be several reasons for calling off your wedding such as: Uncertainty about a relationshipPressured to get marriedUnresolved issuesA cheating partnerDecision made in a rushDifference in opinions on important issuesYou don’t know your partner as much as you thought A couple meet, date, introduce each other to their family and friends, get engaged, plan the wedding and walk down the aisle. All these steps seem easy, but they require your time, energy, commitment, and dedication because it is often challenging to turn back when you get further into the process. Calling off your wedding is a big decision, meaning you need careful planning and preparation. Here are a few tips for doing it the right way. Read on! Talk to Your Fiancé [...]

By Camisha Ballard Event Insurance cancellation insurance, wedding 0 Comments Read more...

19 Feb

How Event Planners Are Adapting To The Pandemic Across Industries

Hugs, kisses and touches of endearment seem to be a thing of the past, along with the social deprivation from the mandatory restrictions that businesses and industries have suffered. Industries that required human interaction were on the brink of money deprivation and extinction. Event planners are one of those groups who suffered the most. We saw proof of this during fashion week of 2019, where shows were cancelled. In 2020/2021, companies like Versace have a tentative show scheduled in May of 2021 but will cancel if COVID-19 still pose safety concerns. Other branches within the event industry are the wedding and party planners. Many wedding and party business owners were forced to think creatively toward offering their services to their clients. As an entrepreneur, you must be quick on your feet while on the slippery floors of today’s market. As many event planners would say, “the show MUST go on!” [...]

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event planning tips for your guests safety

17 Jan

Event Planning Tips To Ensure The Safety Of Your Guests

Incorporate these event planning tips into your next event to ensure your guests safety. These current times we are in seems unpredictable. Leaving you unsure of what to plan when it comes to events this year. However, if you are in the business of event planning you are no stranger to unforeseen changes. This includes cancellations, poor Wi-Fi connection and postponing. Like we were able to do last year, (adjust and shift our lives) we still must continue and be willing to adapt to ensure anticipated events are seen through. In order to adapt with COVID-19 regulations, companies must be willing to implement strict health rules to minimize the risk at their events. This may include adjusting the size of your event, social distancing, developing sanitation strategies or just hosting your events virtually. These are just a few ideas, but we’ve listed a more in depth outline below. These are methods [...]

By Camisha Ballard Event Insurance 0 Comments Read more...

28 May

Answering Your Questions Regarding COVID-19

COVID-19 isn’t over, but it already left its mark and list of questions and concerns. It has had considerable economic impacts, posing challenges to the global supply chain, impacted airlines, travel and causing significant stock market decline. So it’s no surprise that it would affect every major industry. Event insurance being directly affected, as people are being forced to cancel weddings, concerts, sporting events, parades and more due to COVID-19. This has made many to wonder if their insurance is still effective. We realize that you may feel uncertain about how COVID-19 affects your liability and cancellation insurance. Below we’re providing clarity around questions Eventsured customers or those shopping for insurance might have regarding the outbreak. If we missed your question, our representatives are happy to assist in answering. Please keep in mind that these responses are specific to policies sold by Eventsured. Questions and Answers Q: Does cancellation insurance provide coverage [...]

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15 May

How To Adjust Your Wedding Plans For COVID-19

How does a couple adjust their wedding plans for COVID-19? COVID-19 has altered the way we live our lives in unprecedented ways. From what we do, where we work, how our kids go to school, and where we shop. And for couples who had their wedding plans halted, it adds an extra layer of worry and confusion. Weddings typically take months of planning. But a pandemic is something that no couple plans for. While many couples are postponing their ceremonies indefinitely, others have opted to move forward with a quarantine wedding. We understand that these times may be difficult to adjust to, but we wanted to share a list of ways you can adjust your wedding plans for COVID-19. You can still carry out your plans, but just not how you originally vision. Reduce Your Guest List That guest list of 200 can be reduced to you, your partner, officiant, and a few [...]

By Camisha Ballard Event Insurance 0 Comments Read more...

19 Mar

Plated Or Buffet? What’s The Best Catering Option For Weddings?

Having delicious and plentiful food is essential to having an amazing wedding reception. After all, no one wants hangry guests! A big part of your weddings budget will be catering your event. According to The Knot, the average wedding catering cost was $9,520 (or, on average, $70 per head). The most popular methods of serving your guests are a plated meal or buffet style meal. Both have pros and cons and we want to help you make the right choice for your wedding by comparing the two. Serving Styles Plated Serving: Otherwise known as a sit-down meal, your guests will be served their meal at their table by a member of the wait staff. There may be a single entrée option served or several entrée options, which your guests can either order in advance (usually on their RSVP card) or at the event. This is the most formal and traditional of [...]

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06 Mar

Event Insurance: Is It Necessary?

If you are planning your first major event, you may have heard the words event insurance being tossed around. What is it? Event insurance is a necessary safeguard for planners or individuals looking to keep themselves out of court if their special event doesn’t go as expected. Now that you know what it is, do you need it? The benefits of purchasing coverage is beyond just coverage which we will explain below. Financial Security To have a successful event, you don’t need event insurance. But you have to be ready to deal with the possible risks involved by not having it. Will you be financially ready if your event doesn’t go as planned? For example, if a guest were to get injured at your event and decide to file a lawsuit against you, would you be ready? Mental Security Getting coverage also provides a peace of mind. Having the satisfaction of knowing that [...]

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27 Feb

Takeaways From Our Interview With WS Radio

We had the opportunity to have an interview with Kevin Svec from This Week in Marketing on WS Radio. Our Co-Founder, (Greg Esterhai) and Marketing Director (Katie Gorman) spilled the tea about the industry, marketing, and how we (Eventsured) work to provide our customers with a peace of mind for events ranging from trade shows to weddings. The interview can be broken down into four segments: What Is Special Event Insurance Marketing Special Event Insurance Effectively Using Marketing To Reach Customers The Industry Of Special Event Insurance We’ll go more in depth to some key takeaways from the interview below: What is Special Event Insurance The first segment covered what exactly is special event insurance, how it works, and what the process looks like. Greg (Co-Founder of Eventsured): “It’s designed for a short term event policy. The majority of the events are single day events. Venues are typically requiring those event holders to purchase a single day event [...]

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07 Feb

Are You Saving Money With Wedding Insurance?

Weddings can be cripplingly expensive. It’s common for couples to consider ways to save while planning for their big day. Many couples go about saving money by doing all the suggested steps. Like choosing to have your wedding outdoors, choosing an off-peak wedding date, or making your own wedding decorations. But there is another necessary step that couples should consider when trying to save money – wedding insurance. Why Do Couples Avoid Getting Wedding Insurance? Couples are tempted to skip wedding insurance, as it often seems like an unnecessary luxury expense. However, wedding insurance is needed because having a picture perfect wedding is not guaranteed. Without insurance, saving for a wedding can have an adverse effect and end up adding unexpected debt to newlyweds. Even with knowing the risks involved, there still lies a layer of uncertainty to many couples when considering purchasing wedding insurance. Why is this so? Wedding insurance [...]

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26 Jan

8 Vendors You Must Consider Having At Your Wedding

Weddings involve a lot of moving parts and planning, but everything will be that much easier if you hire a great vendors who all understand exactly what it takes to make a wedding run smoothly. Whether you’re trying to plan a wedding on a tight budget or are planning the wedding of your dreams, you need to consider your vendor team carefully. Here are 8 vendors you must consider having at your wedding: Wedding Photographer and/or Videographer Vendors While there won’t be many couples who opt to only have a videographer at their weddings, but it may be an option if you’re looking for a professional to capture the day in motion and rely on your friends and family for stills. Investing in a great wedding photographer is always worth it, and the more experienced they are the more creative and romantic your pictures will be. Remember these are the pictures [...]

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06 Jan

What Do Resolutions And Marriage Have In Common?

“I want to lose weight.” It’s similar to saying, “I want to get married.” Both are statements. But without planning and proper preparations, they remain as just that, statements. You may have plans to lose weight this year or a list of other resolutions, but saying is one thing. You have to have the commitment (like a marriage) and dedication (like a marriage) to get it done. So to help you get motivated in staying on track with your goals this year, we want to show you a different perspective when looking at achieving your goals. Treat your goals similar to how you treat a marriage. Sounds strange? Allow us to explain. Both Are Commitments Resolutions start the same way that a wedding starts – it’s a simple decision to make a committed change in your life. But we all know that changes don’t happen overnight. Resolutions must be a daily [...]

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22 Dec

20 Planning Tips For A Successful 2020 Wedding

The new year is almost upon us. It may be just another year for some. However, if you are planning to have a wedding in 2020, this year has more significance. But it’s no secret that planning a wedding is hard work. In order to stop yourself from going insane, it’s crucial to know a few tips to save time and money. So to help, we have assembled a list of wedding planning tips and tricks to make your 2020 planning more easy, or at least more tolerable. 20 Wedding Planning Tips For 2020 1. Start wedding planning early. It’s the best way to ensure you will get the best vendors for your style and budget. The earlier you get onto it, the easier, and less stressful it will be as your day approaches. 2. Know your numbers in terms of insurance, rough guest list numbers and the budget. 3. DIY projects for [...]

By Camisha Ballard Event Insurance 3 Comments Read more...

08 Dec

Indoor Or Outdoor Event: What Is Better?

Whether your next event is for a concert, competition, party, or wedding, one of the first steps in planning a successful event is choosing a venue or space that will support your theme, guests and goals. And part of that choice is deciding whether to have an indoor or outdoor event. This seems like an easy decision to make but deciding between in or out could make the difference between your expenses, whether your guests are having a good time, and much more. We have broken down a list of benefits to consider for each type of environment so that you can make the best choice for your needs, and desired outcomes. Benefits Of Having An Outdoor Event Planning an event outdoors has its list of advantages. Beautiful weather during an outdoor event is reason alone to pick this setting. But here are a few more pros to holding an outdoor event. Open [...]

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27 Nov

What is Special Event Insurance?

Event insurance is designed to help protect an insured’s investment in certain occasions. This ranges from weddings, birthday parties, trade shows, concerts, and other special events. Specifically, special event insurance is a type of liability coverage that applies to claims made by third parties for bodily injury or property damage that occurs during an event. This type of coverage must be purchased before an event takes place and is relatively inexpensive. Compared to the financial burden you can put on your shoulders without insurance if things don’t go as planned, paying the small cost of coverage is a no-brainer. What Could Go Wrong? In short, anything and everything could go wrong when it comes to running an event so being protected is important. We live in a world full of unplanned and unforeseen events and the last thing you want to be is unprepared. An accident can occur at almost [...]

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16 Nov

Make Your List, Check It Twice: Tips To Making A Wedding Guest List

With the holidays underway, we know that everyone is preparing their list for Santa. But if you are planning your wedding as well, you are creating a list that may be a little harder to create – your guest list. It’s a hard task for any couple. Deciding on who is in or out. It’s not easy, especially if you want to make everyone feel like they are included. But how about taking some pointers from Santa this season. Everyone hopes to be on Santa’s ‘naughty and nice list,’ but not everyone will make the cut. We are not saying that you should separate the good from bad, but you should organize your list in order of importance and impact. To give you a few tips on organizing your guest list, read below. Start With Your Immediate Family Start with your immediate family and branch out to friends, etc. You’ll be able [...]

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20 Oct

Your Event Is Canceled. Now What?

After months of planning and a build-up of anticipation, the last thing an event go-er or organizer would want to hear is that their event has been forced to cancel. It can be heart-breaking for your event-goers who were really looking forward to attending, only for them to cancel the last minute. It’s not just the disappointment you have to put up with but as an event organizer, you’re also stuck with the risk of not replacing your potential profits. So what is an organizer to do if their event is canceled? Did You Get Insurance? Cancellation insurance will protect you in case of unforeseen situations such as inclement weather, including hurricane, if a venue is deemed unusable, or something else that requires you to cancel. This helps you cover many of the costs and deposits already paid. Contact Your Insurance Company Keep your agent’s and insurance company’s contact information with you before, during and after the event. Keep [...]

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