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marriage debt wedding insurance
14 Oct

The Success Of Any Marriage Begins With Wedding Insurance

If you recently got divorced, we think we know why. You and your partner probably didn’t get wedding insurance for your nuptials. We know it’s an exaggerated claim that holds some humor, but seriously speaking, the debt accumulated after your wedding is enough to put a strain on anyone’s marriage.  The divorce rate in America has recently been around fifty percent. The reasons vary but one of the biggest reasons is due to money problems. According to MagnifyMoney.com, they found that 21% of couples cited money as the #1 cause of their divorce. If you had the chance to resolve the most serious family money issues, we could remove perhaps the single biggest hurdle to a successful marriage. So how does one couple start to securing their marriage? We have a few pointers below: Check Prior Debt Before you say ‘I do,’ did you take some time to say ‘I do,” to [...]

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cut down wedding expenses
30 Sep

How To Cut Down Wedding Expenses Effectively

Managing expenses for your wedding is similar to how you would handle any other debt (credit cards, student loans, etc.) Standard practices like paying in full when you can, keeping balances low (under 30%) and not overspending, can be utilized when it comes to your wedding expenses. So staying on top of your wedding debt will save you thousands down the line. To give you tips on cutting down wedding expenses, we have highlighted a few below.  Know Exactly What You Want Couples can waist a lot of time and money by simply being indecisive. We know it’s hard to decide on the perfect cake, dress and or venue especially when there is so much inspiration out there. But being wishy-washy can cause you to waste money. When all else fails, leave the decision in your wedding planner’s hands. And final decisions should be determined before and not after you’ve already [...]

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08 Sep

Wedding Planning Timeline From Engagement To Ceremony – FREE Printable PDF

The timeline from saying “yes” to “I do” may seem like miles apart. But in reality, if you stay organized and do proper planning, you can reduce the increased stress that most brides and grooms feel during this period. How so? We here at Eventsured have created a step by step wedding planning timeline for you soon to be newlyweds to follow. It entails details for when you should find vendors, a venue, and everything else you can think of.  Download a FREE printable Wedding Planning PDF here! For more tips on planning your wedding, visit our website. We help to make sure that all your planning is not a financial loss. Protect your investment by getting wedding insurance. And did you know that Eventsured is associated with other event-based companies? Our sister companies include US Weather Insurance, Interactive Promotions Group and US Hole In One. All of which are in the [...]

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wedding planner
18 Aug

What You Should Consider Before Hiring A Wedding Planner

Get down the aisle during your wedding takes only a few steps, literally. But planning a wedding takes many, many steps, jumps and sometimes leaps. You have all your inspiration gathered to pull off your Pinterest-perfect wedding, but how exactly do you pull it off. It may be overwhelming to search for venues, caterers, photographers, and DJs. So to alleviate the stress, couples are hiring wedding planners. It may reduce stress, but how about finances? This and many other thoughts should be considered before hiring a planner. Our advice below can not only work for weddings but parties, ceremonies and any event that requires additional help when it comes to planning. Does It Fit Your Budget? We understand why you can be hesitant about hiring a wedding planner. For most couples, the idea of hiring a wedding planner is considered a luxury. To hire a planner means expanding a couples tight [...]

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trade show
29 Jul

Make Your Trade Show A Success

Are you preparing for a trade show? Organizing your booth is obviously essential as it will be your “store front” for the event. But what good is having a pretty display if it’s not covered financially? Those thousands that you invested will go to waste if a visitor gets injured at your booth. Or if damages were to occur.  However, there is a solution. With vendor insurance, you are covered from damages that you can’t control. For the majority of trade shows, having vendor insurance is required. So there is no getting around it. But getting just any insurance won’t suffice. With Eventsured, we have tailored policies specifically designed for vendors and the issues you may face at an event. See below for an example scenario and how it could have set you back financially and how Eventsured will be able to offset the costs. Trade Show Scenario Scenario: Yes, it [...]

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wedding-regrets
21 Jul

A Wife With A List Full Of Wedding Regrets

We recently came across an article on MSN that detailed one wife’s wedding day. The wife described how she had the worst wedding experience ever with a list of wedding regrets, mishaps and unfortunate events gone wrong leading up to what was supposed to be a memorable day for her. But instead, her wedding day was memorable for all the wrong reasons. Most couples have happy memories of their wedding day, but all this wife sees are regrets. Below, are a list of their regrets with hopes to learn from their experiences and possibly prevent these scenarios from happening during your own wedding.  Stepdaughter Feud Just two weeks prior to the brides ceremony, her soon-to-be stepdaughter told her she hated her, leaving the bride-to-be distraught. Who wants to feel those kind of emotions before their big day? Husband’s Poor Health A week prior to their wedding, the brides now-husband suffered a heart attack [...]

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wedding vows
08 Jul

We Vow To Protect: Our Wedding Insurance Vows For Our Clients

Are you in the middle of or preparing to write your own wedding vows? We understand how hard it may be to summarize what that one special person means to you. Many brides and grooms suffer from writer’s block when it comes to writing their vows. So to help, we have made our own vows as a way to inspire you to write your own. Our vows are for our clients (potentially you) who we vow to protect from unexpected debt on their wedding day. However we recommend you don’t copy and paste ours. Or else you may sound pretty funny on your wedding day.  Our Vows To Our Clients “We, Eventsured, take you, our client, to be provided coverage and protection against possible debt that can accrue on your wedding day. We will be yours in times of joy and in times of sorrow, in times of failure and in [...]

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A Couple Whose Wedding Budget Doubled Due To Multiple Disasters
07 Jun

A Couple Whose Wedding Budget Doubled Due To Multiple Disasters

Usually brides, think about the worst case scenario on their big day. Whether the caterer doesn’t deliver as expected or the DJ plays the worst selection of music. But Stephanie Lowther from the UK has experienced some disastrous scenarios even before she walks down the aisle. It’s gotten so bad that the bride wants to cancel her big day altogether. Stephanie recently spoke with Teesside Live and confessed, “It’s been so distressing. I’m thinking ‘what’s the point? Is this a sign?’ I’ve got no interest anymore.” The string of disasters has sent her and her soon-to-be husband, Lewis Barker-Platt, way over budget and leaving her feeling like her wedding is spiraling out of control. We have highlighted all of the events that lead Stephanie up to the point of canceling her wedding below. Do you think you will have the ability to tolerate all of these roadblocks? Problem #1: The [...]

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08 May

How To Avoid Being A Bridezilla On Your Wedding

Being considered a bridezilla is not a compliment in every sense of the word. What you consider being overly organized, controlling, focused or high maintenance could easily put you under the bridezilla definition if you are not careful. We understand that you want your big day to go your way, but doing it stress-free will make all the difference. So how do you avoid being a bridezilla on your big day? We have a few tips below! Take The Planning Out Of Your Hands Most bridezillas are in full control of their wedding. From picking out the DJ, venue, florist, photographer, etc. Everything falls on the bride. But if it fits your budget, hire a wedding planner to do the work for you. This will make you worry less about how the day is planning out and more about enjoying your wedding. Stick To Your Budget You want more flowers, more food options [...]

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24 Apr

How Your Event Will Look With And Without Wedding Insurance

To stop us from saying “we told you so,” we decided to give our prospective clients some possible scenarios that can occur at your wedding and the effects if you are with or without wedding insurance. It’s optimistic to think your wedding day will go as planned, but realistically it doesn’t. Vendors fail, venues close, caterers don’t deliver as promised, the list goes on. It’s vital that we inform our clients on how to make things right before they have the opportunity to go wrong. Scenario #1 Your uncle got overly drunk at your wedding receptions open bar. Unnoticed by you and your guests, he decided to drive home intoxicated and got in an accident on his way. He blames you for having the open bar and files a hefty lawsuit. With Wedding Insurance: Your uncle’s bad judgement won’t cost you because if you purchased event liability insurance. Coverage can start [...]

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12 Apr

How To Protect Your Wedding Attire & Jewelry

Brides spend a lot of time trying to find something old & something new, something borrowed and something blue. This old tradition is held a sign of good fortune for the newlyweds future. But if you thought finding the items were hard, keeping them can be harder without having the right protection. To ensure that your old families heirloom or your new diamond necklace is protected for your big day, you need coverage to protect against undesired theft or damages. This is where Eventsured comes to the rescue! Our attire coverage have add-on options that people can include to their wedding insurance policies for as little as $15 to $30 per add-on item. We believe $15 to cover a $2,500 necklace is a great deal! We automatically include $1,000 towards wedding attire & jewelry damage in our base wedding insurance policy. If your items surpass that amount, you can add-on [...]

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14 Mar

Worried About Wedding Mishaps? Shift The Risk

Having a wedding forces couples to become proactive not only in planning but protection as well. The percentage of potential risks are high. Using some foresight is key to thinking about what could possibly go wrong and find a solution before it does. Are you worried whether your photographer will deliver pictures for your wedding? Pay a deposit and then the full amount only until you receive the photos. Are you worried about your cake surviving the summer heat? Ensure that your vendor is nice and cool for it to stay safe and obtain its shape. Concerned by lack of communication from vendors? Draw up a list with everyone’s phone numbers so each person can be reached. By shifting the risk for any of these scenarios is an easy way to protect yourself from paying more than you need to. Being fully confident in knowing that you’re fully prepared to [...]

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01 Mar

3 Worst Case Scenarios For Weddings

You never know what happens, unfortunately. And when it comes to a couples wedding, the same rule applies. As much as you plan for your big day, weather, damages or injuries can have an impact on your wedding in a negative way. We highlight three wedding scenarios that can unfortunately happen at anyone’s wedding. But don’t worry, we include the problem but also the solution so that your wedding can avoid worst case scenarios like the ones below. Drunken Guest It’s no wonder so many awkward, cringe-worthy or dramatic things happen when people tie the knot – especially when the guests are drunk. Weddings have can have open bar, hard liquor, wine, beer … you name it. Guests have a tendency to become incomprehensible, overly emotional and also a financial risk for the bride and groom. A intoxicated guest can drink too much, hop in a car, and swerve into traffic. [...]

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15 Feb

Change Of Heart Insurance?

When you get wedding coverage with Eventsured, we will tailor your policy to fit your needs. Whether you want protection from lawsuits for potential injuries at your wedding, liquor liability if a person at your wedding drinks too much and hurts themselves or others and more. Unfortunately, purchasing insurance for “change of heart” or cancellation insurance in case the bride or groom gets cold feet is NOT something we can cover. If you thought the divorce rate was high, couples are finding it harder to even make it down the aisle. We have seen in recent news about brides or grooms airing their dirty laundry at the wedding. Remember the story of a bride who read her fiance’s cheating texts instead of her vows. Read here. Or the couple who was surprised to see the “other woman” show up at their wedding in a wedding dress. Watch here. No [...]

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01 Feb

4 Important To-Do’s Before You Say ‘I Do’

‘Will you marry me,’ is the first question on a couples journey toward marriage. But between then and the wedding there are a few other important questions to consider before you make your way down the aisle. You will want to make sure you are both prepared for the best and the worst. While the fit of your dress, or catering for your wedding ceremony may be important, there are also a few to-do’s you may want to tackle before you get married. Set Your Budget Determine how much you have to spend, based on you and your families’ contributions. Whether your budget is $10,000 or $50,000 make sure you are being realistic. Set your budget and be stern to stick with it. Determine Location & Vendor Decide whether to have separate locations for the ceremony and the reception, factoring in travel time between the two places and the cost. Picking a vendor [...]

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18 Jan

Protect Your Wedding From The Weather

It could be raining more than rice on your wedding day… Rain, snow, blizzards, high temperature, low temperatures, earthquakes, hurricanes, etc. can ruin a couples big day. While you may not be able to control the weather or prevent the unexpected, you can protect a portion of your investment by planning ahead. Making sure that you are covered if bad weather becomes an issue is extremely important to any couple. With our sister company US Weather Insurance, couples can cover all aspects of their big day to protect their investment from Mother Nature. US Weather Insurance covers from a couple hours to the entire event. Most clients will want to cover any feature of their outdoor ceremony that they will have to pay for upfront. One example is a client that contacted US Weather for coverage on their chairs for the outdoor ceremony. The client had to have the chairs delivered [...]

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03 Jan

5 Reasons To Purchase Wedding Insurance

When you think about it, a wedding is like buying a new car or house. There is usually a lot of planning that goes into it before you make the purchase. And insurance is purchased along with it to protect your investment. You wouldn’t purchase a new car that costs thousands without insuring it, so why wouldn’t you insure your wedding? Home insurance and car insurance is not a choice and neither should Wedding Insurance. Here are five reasons why you need to insure your wedding: 1. It May Be Required Some wedding venues may require you to purchase a general liability policy to avoid taking responsibility for situations out of their control that cause damage to their property. 2. Eliminate Worry When you are investing a lot of money in a wedding, you want to make sure the day goes as planned. By getting Wedding Insurance, you can enjoy your big day [...]

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20 Dec

Remove Your Wedding Worries

As exciting as wedding planning can be, it can also be one of the most stressful times in a couple’s life together. There are a ton of things you will probably worry about when your wedding day approaches. Whether it’s how much your bridesmaids will love their dresses, how good your food will be, whether or not your guests will dance, how your makeup will look, etc. Regardless of how your wedding turns out, there is only one thing you should be worried about to remove your wedding worries – and that’s Wedding Insurance. To be realistic, your makeup or whether people dance at your wedding, won’t cost you thousands of dollars. However, if one of your intoxicated guests falls while dancing at your wedding and is seriously injured, that has the potential of costing you thousands! We understand that there is a huge amount of work that goes [...]

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